The Personal Data Protection Authority’s decision to permit borrowers to have their loan records erased from financial information services company Tiresias is making banks’ lending procedures harder, considerably increasing their risk. «Flying in the dark» is how bank officials describe issuing new loans without checking each client’s credit record on the Risk Concentration System of Tiresias, dubbed «White Tiresias,» for loans received from other banks. Until recently, banks could see that borrowers did not wish to have their records checked, but this note would function as a warning sign of financial problems. Banks’ ensuing negative treatment of such cases led PDPA to ask Tiresias to show no records or notes at all. Borrowers can now simply request that their records not appear without even letting banks know about it.